Lana Anderson

1731 Stephen Street

Oak Harbor, WA
$ 450,000 Beds 2 Baths 1 Sq 782
Monthly Estimate* How much can I afford?

Remodelers delight is ready for your new fresh ideas in this 2 bedroom Pan Adobe log home in Rolling Hills. You'll love the privacy of this .51 acre lot surrounded by trees while enjoying a nice water view of Penn Cove. Features include, New wall to wall carpet, Newly installed 2 bedroom septic system, spacious living room with vaulted ceilings, cozy wood burning fireplace with ceiling fan. The kitchen is designed for small steps and includes refrigerator and electric range. The primary bedroom has a walk-in closet and is joined in the hall with a 3/4 bath and guest bedroom. Existing exterior features include, 2+ bay garage, attached workshop with kitchen, bath & propane fireplace that is just waiting for your finishing touches, plus a bonus detached 2 bay workshop. There is room to roam with mature landscaping and large deck with a peak a boo view of Penn Cove. You can also enjoy the Rolling Hills community recreation center, pool, sports field, boat dock and community beach. This property is ideal for a VA or FHA RE Hab Loan. It has so much potential, just needs you!

Active

  • Price
  • $ 450,000
  • City
  • Oak Harbor
  • Bedrooms
  • 2
  • Full Bathrooms
  • 1
  • County
  • ISLAND
  • Half Bathrooms
  • 0
  • Area
  • North Whidbey Island
  • Lot Size
  • 0.51 Acres
  • Zip
  • 98277
  • Sqr Footage
  • 782
  • Year Built
  • 1961
  • Taxes
  • $ 2793
  • Style
  • 1 Story
  • MLS#
  • 2540300
Listed By: Acorn Properties, Inc and NWMLS
Data Source: Northwest Multiple Listing Service (NWMLS)

Features

General

Living Area 782
Sewer Septic Tank
Heating Baseboard
Cooling None
Possession Closing
Roof Composition
Appliances Refrigerator,Stove(s)/Range(s)
HOA Fee 115
Association Fee Includes Common Area Maintenance,Water
Pool Features Community
Year Built 1961
View Partial
Topography Level
Levels One
Property Subtype Single Family Residence
Tax Year 2026
Community Features Athletic Court,Boat Launch,CCRs,Club House
Building Name Rolling Hills
Assoc Fee Paid Per Monthly
County Island
New Construction No
Property Type Residential
HOA Yes
Attached Garage Yes
Subdivision Name Penn Cove
Garage Y/N Yes
Special Listing Conditions None
Status Active
Directions Hwy 20 going south,turn on Arnold,left on Riepma,1st left on Stephen Street,residence on the left.
High School Coupeville High
City Oak Harbor
Entry Location Main
Senior Community Y/N No
High School District Coupeville
MLS Area 813 - North Whidbey Island
Lot Size Units Square Feet
Lot Size Square Feet 22216
Carport Y/N No
Listing Terms Cash,FHA,Rehab Loan,VA Loan
Elementary School Coupeville Elem
Land Lease Y/N No
Tax Annual Amount 2793
Middle/Junior High School Coupeville Mid
Property Condition Fixer
Public Remarks Remodelers delight is ready for your new fresh ideas in this 2 bedroom Pan Adobe log home in Rolling Hills. You'll love the privacy of this .51 acre lot surrounded by trees while enjoying a nice wat
Structure Type House
Building Area Units Square Feet
Standard Status Active
Water Company Rolling Hills
Property Style 10 - 1 Story
AFH 216
NWM_ShowMapLink Yes

Interior Features

Interior Amenities Second Kitchen,Ceiling Fan(s),Skylight(s),Walk-In Closet(s),Water Heater
Flooring Laminate,Carpet
Fireplace Features Electric,Gas
Air Conditioning Y/N No
Heating Y/N Yes
Fireplace Y/N No
3/4 Baths 1
Total Bedrooms 2
Main Level Bedrooms 2
Total Baths 1
Bedrooms Possible 2
Water Heater Type electric
Water Heater Location laundry room
Power Production Type Electric,Wood
Baths Three Quarter Main 1
Bathrooms 0.75

Exterior Features

Exterior Amenities Log,Wood
Vegetation Fruit Trees,Garden Space
Parking Features Driveway,Attached Garage,RV Parking
Lot Features Dead End Street,Paved,Secluded
Water Source Community
Total Parking 3
Inclusions Refrigerator(s),Stove(s)/Range(s)
Building Area Total 1510
Lot Size Acres 0.51
Waterfront Y/N No
Covered Spaces 3
Irrigation Water Rights Y/N No
Site Features Deck,Propane,RV Parking,Shop
Pool Type Community
Lot Number 8

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Vancouver, WA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Coupeville Elem
Middle School Coupeville Mid
High School Coupeville High

Price History

6/20/2026 Listed $450,000

Property vs Zip Code Average in 98277

Price
AVG $720K
$450K
Taxes
AVG $4,466
$2,793
Year Built
AVG 1988
1961
Visits
AVG 245
391
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

1731 Stephen Street Oak Harbor, WA is a Single Family Home for sale at $450000 with 782 sqft and a lot size of 0.51 Acres Acre(s). 1731 Stephen Street Oak Harbor has 2 bedrooms, 1 baths and was built in 1961. The property's zip code is 98277 which is in Oak Harbor, WA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lana Anderson

Lana Anderson

Real Estate Broker

360-910-9797

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