26987 State Route 20

Oak Harbor, WA
$ 829,999 Beds 3 Baths 2.5 Sq 2,196
Monthly Estimate* How much can I afford?

Welcome to this thoughtfully updated home offering the perfect blend of comfort, style, and functionality. Featuring spacious living areas filled with natural light from the huge windows, this home boasts an open concept layout ideal for both everyday living and entertaining. The kitchen includes stylish and plentiful cabinet space, gorgeous quartz countertops and a large deck that capitalizes on the view. The primary suite provides a relaxing retreat with a private bath and its own view of the sound, while additional bedrooms offer flexibility for whatever your heart desires. Step outside to enjoy the hot tub and Steam Fayette Barrel Sauna on your deck while overlooking your expansive, flat yard. This house is ready to impress while giving you the opportunity to put your own stamp on it. Homes like this don't come along often!!

Active

  • Price
  • $ 829,999
  • City
  • Oak Harbor
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • ISLAND
  • Half Bathrooms
  • 1
  • Area
  • Central Whidbey Island
  • Lot Size
  • 5.27 Acres
  • Zip
  • 98277
  • Sqr Footage
  • 2,196
  • Year Built
  • 1996
  • Taxes
  • $ 4262
  • Style
  • 1 1/2 Story
  • MLS#
  • 2525932
Listed By: COMPASS and NWMLS
Data Source: Northwest Multiple Listing Service (NWMLS)

Features

General

Living Area 2196
Sewer Septic Tank
Heating Forced Air
Cooling Wall Unit(s)
Possession Closing
Roof Metal
Appliances Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer
Security Features Security System
Year Built 1996
View Bay,Sound,Territorial
Topography Level,Partial Slope
Levels One and One Half
Property Subtype Single Family Residence
Tax Year 2026
County Island
New Construction No
Property Type Residential
HOA No
Attached Garage No
Subdivision Name Penn Cove
Full Baths 2
Special Listing Conditions None
Status Active
Directions The home is accessed by a dirt road,off of SR 20 between Arnold Rd and N Wildflower Lane. Look for a green sign with the house number. Follow the road around to the house at the end.
High School Coupeville High
City Oak Harbor
Entry Location Main
Senior Community Y/N No
High School District Coupeville
MLS Area 812 - Central Whidbey Island
Lot Size Units Square Feet
Lot Size Square Feet 229561
Carport Y/N No
Listing Terms Cash,Conventional,FHA,VA Loan
Elementary School Coupeville Elem
Land Lease Y/N No
Tax Annual Amount 4262.88
Middle/Junior High School Coupeville Mid
Public Remarks Welcome to this thoughtfully updated home offering the perfect blend of comfort,style,and functionality. Featuring spacious living areas filled with natural light from the huge windows,this home boas
Structure Type House
Building Area Units Square Feet
Standard Status Active
Water Company Well
Property Style 11 - 1 1/2 Story
NWM_ShowMapLink Yes

Interior Features

Interior Amenities Bath Off Primary,Ceiling Fan(s),Hot Tub/Spa,Pantry,Sauna,Security System,Vaulted Ceiling(s),Walk-In Closet(s)
Flooring Laminate,Vinyl Plank
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 1
Total Bedrooms 3
Main Level Bedrooms 2
Total Baths 3
Power Production Type Electric
Bedrooms Upper 1
Baths Half Upper 1
Baths Full Upper 1
Baths Full Main 1
Bathrooms 2.5

Exterior Features

Exterior Amenities Wood,Wood Products
Parking Features Driveway,Off Street
Lot Features Dirt Road,Open Space
Water Source Individual Well
Inclusions Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)
Foundation Details Block
Spa Yes
Building Area Total 2196
Lot Size Acres 5.27
Waterfront Y/N No
Irrigation Water Rights Y/N No
Site Features Deck,High Speed Internet,Hot Tub/Spa,Patio,Propane

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Vancouver, WA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Coupeville Elem
Middle School Coupeville Mid
High School Coupeville High

Price History

5/19/2026 Listed $895,000
6/11/2026 2% - $879,999
7/28/2026 6% - $829,999

Property vs Zip Code Average in 98277

Price
AVG $720K
$830K
Taxes
AVG $4,466
$4,262
Year Built
AVG 1988
1996
Visits
AVG 245
550
Data Provided by Inside Real Estate®

Areas That We Cover

26987 State Route 20 Oak Harbor, WA is a Single Family Home for sale at $829999 with 2196 sqft and a lot size of 5.27 Acres Acre(s). 26987 State Route 20 Oak Harbor has 3 bedrooms, 2 baths and was built in 1996. The property's zip code is 98277 which is in Oak Harbor, WA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.