1086 Landing Circle

Oak Harbor, WA
$ 649,000 Beds 3 Baths 3 Sq 1,942 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to 1086 Landing Circle – Water View Living in The Charming Shores at Penn Cove. Nestled in a quiet cul-de-sac, this two-story home offers sweeping Penn Cove water views (watch the Orcas!) and an unbeatable location just steps from a private community beach. The first floor features a serene primary suite with a private ensuite bath, plus an additional bedroom, full bath, and garage access — a peaceful, single-level retreat. Upstairs is where this home shines: a light-filled living area wrapped in windows framing panoramic views of Penn Cove, a cozy gas fireplace, and an open kitchen with a spacious island. Two private balconies invite morning coffee or sunset watching over the water. A dedicated office, extra bedroom, and laundry room complete the upper level. A detailed floor plan is in the photo array. Outside, the fully fenced backyard is a gardener's dream — raised garden beds, a charming pergola sitting area, and mature landscaping. A storage shed and side-yard access add convenience, and a mobile generator is included for peace of mind during power outages. Beyond the home, enjoy exclusive access to a community path leading directly to a beautiful, private community beach — a prized amenity for waterfront-adjacent living. Watch local deer wander the neighborhood, launch a kayak, or unwind by the shoreline. With modern comfort, garden charm, and access to Penn Cove's natural beauty, this home is a must-see in one of Whidbey Island's best kept secret communities.

Active

  • Price
  • $ 649,000
  • City
  • Oak Harbor
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • ISLAND
  • Half Bathrooms
  • 0
  • Area
  • North Whidbey Island
  • Lot Size
  • 0.18 Acres
  • Zip
  • 98277
  • Sqr Footage
  • 1,942
  • Year Built
  • 2006
  • Taxes
  • $ 4498
  • Style
  • 2 Story
  • MLS#
  • 2539106
Listed By: Windermere Whidbey Island and NWMLS
Data Source: Northwest Multiple Listing Service (NWMLS)

Features

General

Living Area 1942
Sewer Sewer Connected
Heating Fireplace Insert,Forced Air
Cooling None
Possession Closing
Roof Composition
Appliances Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer
HOA Fee 400
Association Fee Includes Common Area Maintenance,See Remarks
Security Features Fully Fenced
Year Built 2006
View Bay,Mountains,Sound,Territorial
Topography Level,Partial Slope
Levels Two
Property Subtype Single Family Residence
Tax Year 2026
Community Features CCRs
Assoc Fee Paid Per Annually
County Island
New Construction No
Property Type Residential
HOA Yes
Attached Garage Yes
Subdivision Name Penn Cove
Garage Y/N Yes
Full Baths 2
Special Listing Conditions None
Status Active
Directions GPS works great!
High School Oak Harbor High
City Oak Harbor
Entry Location Main
Senior Community Y/N No
High School District Oak Harbor
MLS Area 813 - North Whidbey Island
Lot Size Units Square Feet
Lot Size Square Feet 7841
Carport Y/N No
Listing Terms Cash,Conventional,VA Loan
Elementary School Buyer To Verify
Land Lease Y/N No
Tax Annual Amount 4498
Middle/Junior High School North Whidbey Mid
Property Condition Very Good
Public Remarks Welcome to 1086 Landing Circle Water View Living in The Charming Shores at Penn Cove. Nestled in a quiet cul-de-sac,this two-story home offers sweeping Penn Cove water views (watch the Orcas!) and a
Structure Type House
Building Area Units Square Feet
Standard Status Active
Water Company Penn Cove
Property Style 12 - 2 Story
NWM_ShowMapLink Yes

Interior Features

Interior Amenities Bath Off Primary,Dbl Pane/Storm Window,Fireplace,Walk-In Closet(s),Water Heater,Wired for Generator
Basement None
Flooring Concrete,Vinyl,Carpet
Total Fireplaces 1
Fireplace Features Gas
Air Conditioning Y/N No
Heating Y/N Yes
Fireplace Y/N Yes
3/4 Baths 1
Total Bedrooms 3
Main Level Bedrooms 2
Total Baths 3
Water Heater Type Propane
Water Heater Location Garage
Fireplaces Upper 1
Power Production Type Electric,Propane
Baths Three Quarter Main 1
Bedrooms Upper 1
Baths Full Upper 1
Baths Full Main 1
Bathrooms 2.75

Exterior Features

Exterior Amenities Cement/Concrete
Vegetation Garden Space
Parking Features Driveway,Attached Garage
Lot Features Paved
Water Source Community
Total Parking 4
Inclusions Dishwasher(s),Dryer(s),Leased Equipment,Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)
Foundation Details Slab
Building Area Total 1942
Lot Size Acres 0.18
Waterfront Y/N No
Covered Spaces 2
Irrigation Water Rights Y/N No
Site Features Fenced-Fully
Parking Uncovered Total 2

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Vancouver, WA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Buyer To Verify Elementary School
Middle School North Whidbey Mid
High School Oak Harbor High

Price History

7/10/2026 Listed $710,000
7/22/2026 3% - $695,000
8/3/2026 5% - $665,000
8/23/2026 3% - $649,000

Property vs Zip Code Average in 98277

Price
AVG $720K
$650K
Taxes
AVG $4,466
$4,498
Year Built
AVG 1988
2006
Visits
AVG 245
89
Data Provided by Inside Real Estate®

Areas That We Cover

1086 Landing Circle Oak Harbor, WA is a Single Family Home for sale at $649000 with 1942 sqft and a lot size of 0.18 Acres Acre(s). 1086 Landing Circle Oak Harbor has 3 bedrooms, 3 baths and was built in 2006. The property's zip code is 98277 which is in Oak Harbor, WA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.