4162 Saltspring Drive

Ferndale, WA
$ 1,250,000 Beds 3 Baths 2.5 Sq 2,000 Virtual Tour
Monthly Estimate* How much can I afford?

Most homes make you choose between waterfront and mountain views. Here, you get both! Welcome to 4162 Saltspring Drive, where sweeping views across Lummi Bay to Mt. Baker provide the backdrop to a home thoughtfully updated inside and out. Soaring ceilings and walls of windows fill the main living space with natural light while keeping the view front and center. The updated kitchen flows seamlessly into the living and dining spaces, while just outside, the new covered deck might become your favorite “room” in the house. Step into the backyard, complete with low-maintenance turf and a firepit, grab the paddleboard or kayak, and within seconds you’re on the water. Extensive improvements include new siding, flooring, whole-house generator, heat pump, updated kitchen and bathrooms, front awning, sump pump, metal roof and more. All of this in the Sandy Point community, with golf, marina and other community amenities nearby. The work has been done. The waterfront lifestyle is waiting. All that’s missing is you!

Active

  • Price
  • $ 1,250,000
  • City
  • Ferndale
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • WHATCOM
  • Half Bathrooms
  • 1
  • Area
  • Ferndale-Custer
  • Lot Size
  • 0.225 Acres
  • Zip
  • 98248
  • Sqr Footage
  • 2,000
  • Year Built
  • 1989
  • Taxes
  • $ 7438
  • Style
  • Contemporary
  • MLS#
  • 2586734
Listed By: MJB Real Estate Group and NWMLS
Data Source: Northwest Multiple Listing Service (NWMLS)

Features

General

Living Area 2000
Sewer Sewer Connected
Heating 90%+ High Efficiency,Heat Pump
Cooling Heat Pump
Possession Closing
Roof Metal
Appliances Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer
HOA Fee 40
Architectural Style Contemporary
Pool Features Community
Security Features Partially Fenced
Year Built 1989
View Bay,Mountains,Territorial
Topography Level
Levels Two
Property Subtype Single Family Residence
Tax Year 2026
Waterfront Features Low Bank,Saltwater
Community Features Athletic Court,Boat Launch,CCRs,Golf,Playground
Assoc Fee Paid Per Monthly
County Whatcom
New Construction No
Property Type Residential
HOA Yes
Attached Garage Yes
Subdivision Name Sandy Point
Facing Direction West
Garage Y/N Yes
Special Listing Conditions None
Status Active
Directions Please use your favorite navigation app.
High School Ferndale High
City Ferndale
Entry Location Main
Senior Community Y/N No
High School District Ferndale
MLS Area 870 - Ferndale/Custer
Lot Size Units Square Feet
Lot Size Square Feet 9799
Carport Y/N No
Listing Terms Cash,Conventional,FHA,VA Loan
Elementary School Buyer To Verify
Land Lease Y/N No
Tax Annual Amount 7438.8
Middle/Junior High School Buyer To Verify
Property Condition Very Good
Public Remarks Most homes make you choose between waterfront and mountain views. Here,you get both! Welcome to 4162 Saltspring Drive,where sweeping views across Lummi Bay to Mt. Baker provide the backdrop to a home
Structure Type House
Building Area Units Square Feet
Standard Status Active
Water Company Sandy Point
Property Style 12 - 2 Story
NWM_ShowMapLink Yes

Interior Features

Interior Amenities Bath Off Primary,Ceiling Fan(s),Dining Room,Fireplace,Water Heater,Wired for Generator
Basement None
Flooring Laminate,Carpet
Total Fireplaces 1
Fireplace Features Electric
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N Yes
Half Baths 1
3/4 Baths 2
Total Bedrooms 3
Total Baths 3
Water Heater Type Gas
Water Heater Location Garage
Fireplaces Main 1
Power Production Type Electric,Propane
Baths Three Quarter Upper 2
Bedrooms Upper 3
Baths Half Main 1
Bathrooms 2

Exterior Features

Exterior Amenities Cement Planked
Vegetation Garden Space
Parking Features Driveway,Attached Garage
Lot Features Dead End Street,Paved,Secluded
Water Source Community
Total Parking 7
Inclusions Dishwasher(s),Dryer(s),Leased Equipment,Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)
Foundation Details Poured Concrete
Building Area Total 2000
Lot Dimensions 49 x 170 x 71 x 159
Lot Size Acres 0.225
Waterfront Y/N Yes
Covered Spaces 2
Irrigation Water Rights Y/N No
Waterfront Footage 49
Site Features Athletic Court,Cable TV,Deck,Fenced-Partially,High Speed Internet,Patio,Propane
Pool Type Community
Parking Uncovered Total 5

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Vancouver, WA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Buyer To Verify Elementary School
Middle School Buyer To Verify Middle School
High School Ferndale High

Price History

9/24/2026 Listed $1,250,000

Property vs Zip Code Average in 98248

Price
AVG $720K
$1.25M
Taxes
AVG $4,768
$7,438
Year Built
AVG 1989
1989
Visits
AVG 209
3
Data Provided by Inside Real Estate®

Areas That We Cover

4162 Saltspring Drive Ferndale, WA is a Single Family Home for sale at $1250000 with 2000 sqft and a lot size of 0.225 Acres Acre(s). 4162 Saltspring Drive Ferndale has 3 bedrooms, 2 baths and was built in 1989. The property's zip code is 98248 which is in Ferndale, WA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.