Lana Anderson

3962 Saltspring Drive

Ferndale, WA
$ 1,099,000 Beds 3 Baths 3 Sq 2,436 Virtual Tour
Monthly Estimate* How much can I afford?

This Sandy Point contemporary is a genuinely comfortable, well-built home. South-facing and set to catch sunrise views over Mt. Baker, the home is filled with natural light throughout its spacious rooms, drawing you out through the sunroom to phenomenal views over the beach and bay out to the Strait of Georgia. A wood-burning fireplace makes the space feel warm and inviting on cooler days. The upper-level primary suite offers a private bath, and a fully finished basement adds valuable additional living space below — flexible for guests, a media room, or a home office. Recent updates include a newly shingled roof and an updated furnace,— the big-ticket items are already handled. The yard is where this property truly sets itself apart: a huge, fully fenced lot with mature fruit trees, sitting on two lots total (buyer to verify) — offering privacy and space now, with the flexibility to divide off a second homesite down the road. It's as much a legacy property as it is a place to live. The neighborhood itself is part of the draw: flat, quiet streets perfect for walking and biking, beachcombing at your doorstep, and abundant wildlife that makes it a real treat for birders. Crabbing is exceptional here too, with canal access right at hand, and the San Juan Islands are just a short boat ride away. Add in Sandy Point's amenities — golf course, boat launch, community pool, and clubhouses — and this is a lifestyle as much as an address.

Active

  • Price
  • $ 1,099,000
  • City
  • Ferndale
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • WHATCOM
  • Half Bathrooms
  • 0
  • Area
  • Ferndale-Custer
  • Lot Size
  • 0.33 Acres
  • Zip
  • 98248
  • Sqr Footage
  • 2,436
  • Year Built
  • 1972
  • Taxes
  • $ 8351
  • Style
  • Contemporary
  • MLS#
  • 2570720
Listed By: Muljat Group and NWMLS
Data Source: Northwest Multiple Listing Service (NWMLS)

Features

General

Living Area 2436
Sewer Sewer Connected
Heating 90%+ High Efficiency,Forced Air
Cooling None
Possession Closing
Roof Composition
Appliances Dishwasher,Dryer,Microwave,Refrigerator,Washer
HOA Fee 575
Association Fee Includes Common Area Maintenance
Architectural Style Contemporary
Pool Features Community
Security Features Fully Fenced
Year Built 1972
View Bay,Islands,Sound
Topography Level
Levels Multi/Split
Property Subtype Single Family Residence
Tax Year 2026
Waterfront Features Low Bank,Bayfront,Bulkhead,Sound
Community Features Athletic Court,Boat Launch,CCRs,Club House,Golf,Playground
Assoc Fee Paid Per Annually
County Whatcom
New Construction No
Property Type Residential
HOA Yes
Attached Garage Yes
Subdivision Name Sandy Point
Facing Direction East
Garage Y/N Yes
Full Baths 1
Special Listing Conditions None
Status Active
Directions Slater west down to Sucia- then Right on Thetis- left Saltspring- all the way down and the home is on the left almost to Mayne Lane
High School Ferndale High
City Ferndale
Entry Location Split
Senior Community Y/N No
High School District Ferndale
MLS Area 870 - Ferndale/Custer
Lot Size Units Square Feet
Lot Size Square Feet 14375
Carport Y/N No
Listing Terms Cash,Conventional,VA Loan
Elementary School Eagleridge Elem
Land Lease Y/N No
Tax Annual Amount 8351
Middle/Junior High School Horizon Mid
Property Condition Good
Public Remarks This Sandy Point contemporary is a genuinely comfortable,well-built home. South-facing and set to catch sunrise views over Mt. Baker,the home is filled with natural light throughout its spacious room
Virtual Tour https://www.tourfactory.com/idxr3251087
Structure Type House
Building Area Units Square Feet
Standard Status Active
Water Company SPIC
Property Style 14 - Split Entry
NWM_ShowMapLink Yes

Interior Features

Interior Amenities Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Fireplace,Water Heater,Wet Bar
Basement Finished
Flooring Bamboo/Cork,Ceramic Tile,Vinyl,Carpet
Total Fireplaces 2
Fireplace Features Wood Burning
Air Conditioning Y/N No
Heating Y/N Yes
Fireplace Y/N Yes
3/4 Baths 2
Total Bedrooms 3
Total Baths 3
Water Heater Type Electric
Water Heater Location Garage
Fireplaces Upper 1
Fireplaces Lower 1
Power Production Type Electric,Propane
Baths Three Quarter Lower 1
Baths Three Quarter Upper 1
Bedrooms Upper 3
Baths Full Upper 1
Bathrooms 2.5

Exterior Features

Exterior Amenities Brick,Wood
Parking Features Attached Garage
Lot Features Dead End Street,Paved
Water Source Community
Total Parking 6
Inclusions Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s)
Foundation Details Poured Concrete
Spa Yes
Building Area Total 2436
Lot Size Acres 0.33
Waterfront Y/N Yes
Covered Spaces 4
Irrigation Water Rights Y/N No
Waterfront Footage 108
Site Features Cable TV,Deck,Fenced-Fully,High Speed Internet,Hot Tub/Spa
Pool Type Community
Parking Uncovered Total 2

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Vancouver, WA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Eagleridge Elem
Middle School Horizon Mid
High School Ferndale High

Price History

8/27/2026 Listed $1,099,000

Property vs Zip Code Average in 98248

Price
AVG $720K
$1.1M
Taxes
AVG $4,780
$8,351
Year Built
AVG 1989
1972
Visits
AVG 204
42
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

3962 Saltspring Drive Ferndale, WA is a Single Family Home for sale at $1099000 with 2436 sqft and a lot size of 0.33 Acres Acre(s). 3962 Saltspring Drive Ferndale has 3 bedrooms, 3 baths and was built in 1972. The property's zip code is 98248 which is in Ferndale, WA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lana Anderson

Lana Anderson

Real Estate Broker

360-910-9797

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