Lana Anderson

4288 N Northgate Drive

Oak Harbor, WA
$ 404,000 Beds 3 Baths 1 Sq 1,040
Monthly Estimate* How much can I afford?

SELLER OFFERING $5,000 CREDIT TOWARDS RATE BUYDOWN OR CLOSING COSTS! Ideally located just minutes from the base gate, this three bedroom, one bath home also offers easy access to nearby beaches and the scenic recreation of Deception Pass. Enjoy stunning west-facing sunsets while living in a location that blends convenience with the best of the Pacific Northwest outdoor living. Whether you're searching for a starter home or a smart investment property with strong rental potential, this home is full of opportunity.

Active

  • Price
  • $ 404,000
  • City
  • Oak Harbor
  • Bedrooms
  • 3
  • Full Bathrooms
  • 1
  • County
  • ISLAND
  • Half Bathrooms
  • 0
  • Area
  • North Whidbey Island
  • Lot Size
  • 0.176 Acres
  • Zip
  • 98277
  • Sqr Footage
  • 1,040
  • Year Built
  • 1983
  • Taxes
  • $ 3046
  • Style
  • Traditional
  • MLS#
  • 2552111
Listed By: Century 21 North Homes Realty and NWMLS
Data Source: Northwest Multiple Listing Service (NWMLS)

Features

General

Living Area 1040
Sewer Septic Tank
Heating Baseboard,Stove/Free Standing
Cooling None
Possession See Remarks
Roof Composition
Appliances Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer
HOA Fee 120
Association Fee Includes Common Area Maintenance,Water
Architectural Style Traditional
Security Features Partially Fenced
Year Built 1983
Topography Partial Slope
Levels One
Property Subtype Single Family Residence
Tax Year 2026
Community Features CCRs,Club House,Park,Trail(s)
Building Name Northgate Terrace
Assoc Fee Paid Per Monthly
County Island
New Construction No
Property Type Residential
HOA Yes
Attached Garage Yes
Subdivision Name Northgate Terrace
Facing Direction West
Garage Y/N Yes
Full Baths 1
Special Listing Conditions None
Status Active
Directions GPS friendly
High School Oak Harbor High
City Oak Harbor
Entry Location Main
Senior Community Y/N No
High School District Oak Harbor
MLS Area 813 - North Whidbey Island
Lot Size Units Square Feet
Lot Size Square Feet 7667
Carport Y/N No
Listing Terms Cash,Conventional,FHA,USDA Loan,VA Loan
Elementary School Buyer To Verify
Land Lease Y/N No
Tax Annual Amount 3046
Middle/Junior High School Buyer To Verify
Property Condition Updated/Remodeled
Public Remarks SELLER OFFERING $5,000 CREDIT TOWARDS RATE BUYDOWN OR CLOSING COSTS! Ideally located just minutes from the base gate,this three bedroom,one bath home also offers easy access to nearby beaches and the
Structure Type House
Building Area Units Square Feet
Standard Status Active
Water Company Northgate Terrace HOA
Property Style 10 - 1 Story
NWM_ShowMapLink Yes

Interior Features

Interior Amenities Ceiling Fan(s),Dbl Pane/Storm Window,Dining Room
Basement None
Flooring Laminate,Vinyl
Fireplace Features Wood Burning
Air Conditioning Y/N No
Heating Y/N Yes
Fireplace Y/N No
Total Bedrooms 3
Main Level Bedrooms 3
Total Baths 1
Bedrooms Possible 3
Power Production Type Electric
Baths Full Main 1
Bathrooms 1

Exterior Features

Exterior Amenities Wood Products
Parking Features Driveway,Attached Garage
Lot Features Dead End Street,Paved
Water Source Community
Total Parking 5
Inclusions Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)
Foundation Details Poured Concrete
Building Area Total 1040
Lot Size Acres 0.176
Waterfront Y/N No
Covered Spaces 1
Irrigation Water Rights Y/N No
Site Features Fenced-Partially,Outbuildings
Parking Uncovered Total 4
Lot Number 009

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Vancouver, WA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Buyer To Verify Elementary School
Middle School Buyer To Verify Middle School
High School Oak Harbor High

Price History

7/24/2026 Listed $429,000
8/6/2026 3% - $419,000
9/3/2026 3% - $409,000
9/16/2026 2% - $404,000

Property vs Zip Code Average in 98277

Price
AVG $720K
$400K
Taxes
AVG $4,466
$3,046
Year Built
AVG 1988
1983
Visits
AVG 245
34
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

4288 N Northgate Drive Oak Harbor, WA is a Single Family Home for sale at $404000 with 1040 sqft and a lot size of 0.176 Acres Acre(s). 4288 N Northgate Drive Oak Harbor has 3 bedrooms, 1 baths and was built in 1983. The property's zip code is 98277 which is in Oak Harbor, WA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Lana Anderson

Lana Anderson

Real Estate Broker

360-910-9797

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